Understanding Fannie Mae & Freddie Mac in the Mortgage Market
As we all navigate this new normal of higher interest rates, we have more and more buyers doing their research and asking more questions. We always send mortgage related questions to our favorite local lenders, but let’s use this realtor.com article to help explain one question we get a lot – What is Fannie Mae & Freddie Mac?
Neighborhood Philanthropy: Theatre Oxford
Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. Since 1997, Theatre Oxford has been providing performing arts exposure to the adults, youth and children of Lafayette County, Oxford, and the University of Mississippi. The organization believes in the power of drama and storytelling to both unite and elevate a community.
Neighborhood Business Highlight: JustCakeIt!
With Valentine’s Day just around the corner, we could not think of a better business to highlight than Crystal Dunn’s JustCakeIt! This custom, made-to-order bakery on Jackson Avenue West serves up some of the best sweets in Oxford and its even got a special Valentine’s Day Menu available. Love is in the air and JustCakeIt! is serving up lots of love with their specialty desserts!
6 Things to Know Before Buying a Fixer-Upper
We all love to watch those home make-over shows that make fixing up a home look fun and adventurous, but, in reality it can be a lot of work and a huge financial risk! This realtor.com article helps to highlight the top six things you should know before buying that fixer-upper.
Neighborhood Business Highlight: Amy Head Cosmetics
Amy Head Cosmetics has been serving the Oxford and Lafayette County community since August of 2012. Amy shared, “One of the things that makes Amy Head unique is that our mission is not only to provide a woman with cosmetic products that highlight her natural beauty, but we also focus on teaching women practical and realistic makeup application techniques and ensuring that she feels comfortable and confident in using Amy Head products after she leaves our studio. Amy Head Cosmetics stands for the power of self-love, when a woman or girl can look in the mirror and truly see her beauty.”
Homeowners Top 5 (Doable!) Home Projects for 2023
Every homeowner has some home project to tackle, but sometimes these projects can seem so overwhelming (like a kitchen or bath renovation) that you end up not doing anything! This realtor.com article polled homeowners on what small, doable home improvements they want to tackle this new year.
Neighborhood Business Highlight: Community Donuts
Community Donuts came to University Avenue in November 2019 and business hasn’t slowed, even with the 2020 pandemic. Chantha Tan, owner, knows the key to success is showing kindness, building community and, of course, sharing sweet treats!
Top 3 Tips for Homebuyers & Sellers in 2023
The housing market has completely transformed over the past couple of years. So what does that mean if you're looking to buy or sell in 2023? Check out these Top 3 suggestions this realtor.com video offers.
Neighborhood Philanthropy: Commodores Care
Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. In 2019, a group of Lafayette County school district parents noticed a need within the schools. Nurses and Counselors needed assistance in meeting their students’ day to day needs while at school. So this parent group created Commodores Care, whose primary mission is for each child to feel adequate while at school so that they can perform well, be at their best and shine.
What Does Having a Lien on My Home Mean?
When selling your home, a closing attorney/title company will run a title search and check for any liens on your property. If they do find a lien, this means that before this transaction can go through, you’ll have to deal with this lien, which was placed on your property by entities that claim you owe them money. Here’s everything you need to know about what happens when you have a lien on your home – thanks to this realtor.com article.
Homestead Exemption – Why File?
Homestead Exemption gives home owners a tax break in the state of Mississippi. You can only file homestead on one property, your main residence, and you must file January 2-April 1 in the Lafayette county Chancery building (the Assessor/Tax Collector’s Office).
Happy New Year!
Happy New Year!! We are so grateful to all of you for making our first year in business so wonderful. We look forward to serving you in 2023, and we can’t wait to share some up-coming new surprises! Cheers to 2023!
Season’s Greetings!
It’s been a wonderful year for us at Neighborhood Realty. We wish you all a very Merry Christmas and a Happy Holiday Season!
Holiday Decorator Spotlight: Oxford Christmas Lights
This month’s Decorator Spotlight is the BEST of Oxford Christmas lights. We LOVE the holiday season and we LOVE riding around to look at Christmas lights! We thought we’d share some of our favorites from this year’s ride around Oxford. Enjoy!
Neighborhood Philanthropy: CASA of North Mississippi
Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. Thanks to the efforts of Erin Smith, founding Executive Director, CASA (Court Appointed Special Advocates for Children) North Mississippi began its footwork initially in 2017 but became a program in 2018. They have been serving Lafayette county children by training volunteers to advocate for children in court proceedings to ensure that every child is in a safe and permanent home.
12 Trends for 2022 Holiday Decor
The holiday season is in full swing and many of you may have started decorating in early November! We love the Christmas holidays and are always curious about the holiday decorating trends each year. We enjoyed reading this bobvila.com article to learn more about this year’s trends.
Neighborhood Business Highlight: YU-GO Oxford
Where was your first date? Well, AJ & Claire Kiamie fondly remember theirs at the once popular Two Stick restaurant that was located in the back of the now Lyric Theatre on the Oxford Square. It served good sushi and had a cool music scene. The Kiamies wanted to bring Asian cuisine back to the Oxford Square, so YU ̅-GO ̅ Oxford was born!
A Guide to USDA Loans
While there are many different mortgage loans that buyers have utilized – like FHA or VA loans – there is one type of loan, USDA loans, that often gets overlooked. Let’s take a look at what a USDA loan can offer a buyer with the help of this realtor.com article.
Neighborhood Business Highlight: Oxford Treehouse Gallery
Always interested in the arts, Walter and Vivian Neill had early careers in the restaurant and plumbing businesses. They married and settled in Oxford in 1999 where they began their art careers and business in earnest. They have since developed a sort of arts compound where they live, work and promote the arts, and this compound/art haven IS the Oxford Treehouse Gallery.
The Pros & Cons of Buying New Construction
Buying a home in today’s market is already stressful! So how do you decide if purchasing brand new construction is the right choice for your needs? Let’s read through this realtor.com article that shares the pros and the cons of buying a new construction home.