While there are many different mortgage loans that buyers have utilized – like FHA or VA loans – there is one type of loan, USDA loans, that often gets overlooked. Let’s take a look at what a USDA loan can offer a buyer with the help of this realtor.com article.

Always interested in the arts, Walter and Vivian Neill had early careers in the restaurant and plumbing businesses. They married and settled in Oxford in 1999 where they began their art careers and business in earnest. They have since developed a sort of arts compound where they live, work and promote the arts, and this compound/art haven IS the Oxford Treehouse Gallery.

Buying a home in today’s market is already stressful! So how do you decide if purchasing brand new construction is the right choice for your needs? Let’s read through this realtor.com article that shares the pros and the cons of buying a new construction home.

It’s been ONE year in business for Neighborhood Realty and we cannot THANK YOU enough!

With colder temperatures here, Thanksgiving this week and Christmas around the corner, we look to this realtor.com article about the three things that COULD happen and how to avoid them from happening!

With rising interest rates (and they are predicted to go up again before the end of the year) and buyers rethinking purchasing right now, what can sellers do to make their homes stand out and sell? Thanks to this realtor.com article for offering us some tips!

Both Angie Sicurezza and Nick Reppond have been in the restaurant business since they were 15 years old. Even their love affair began in a restaurant, City Grocery Restaurant Group in Oxford, as they both began working for John Currence in 2009. Their love for each other, good food, community and a fantastic building in Taylor, Mississippi inspired them to open GRIT in 2016. It has become one of our favorite restaurants, and it’s only a quick 10 minute drive from Oxford!

With rising interest rates and low inventory, many buyers are looking to purchase a prefabricated home (modular or manufactured home). But these buyers have also got to buy land to put this home on! Here are some important tips from realtor.com when looking to purchase land for this purpose.

Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. In 2010, while reading the Oxford Eagle, Sherry Williams-Jenkins saw an announcement for a community discussion on homelessness in the Oxford and Lafayette county area. By 2011, Sherry and others had created a vision and mission that became the Doors of Hope Transition Ministries, a 501C3 organization. And after a two-year break, their primary fundraiser, the Doors of Hope Holiday House Tour, is returning on Saturday, December 3rd and we cannot wait! It’s one of our favorite events in Oxford!

This month’s Interior Decorator Spotlight is Inside Discount. In 1983, Jimmy and Connie Sink opened Discount Building Materials in Amory, MS. The Oxford store was opened in 1994 by Jimmy’s son, Cliff, and his wife, Dawn. The store soon became more than just a hardware and building material store due to Dawn’s passion for interior décor and design. Inside Discount was opened in 2002 and has grown tremendously due to the fabulous inventory of home décor available. They are especially known for their Christmas Open House, which is THIS weekend! Let’s find out more!

Homeowners insurance typically covers most hazards, but there are a few things that it does not cover. Thanks to this realtor.com video, check out these five surprising things that are not covered by a homeowners insurance policy.

It’s been 25 years since Ajax Diner opened its doors on the Oxford Square. Randy Yates, owner, has found success with a great Southern comfort food menu, a funky, family-friendly environment and a fantastic display of folk art, featuring many of Lamar Sorrento’s works. It’s become a food destination in Oxford, and it’s ALWAYS difficult to decide which menu item to order!

Oxford and Lafayette county neighborhoods are looking pretty spooky! We are proud to announce our 2nd Annual Halloween Decorating Contest WINNERS! 1st Price goes to The Pannel Family in the Wellsgate neighborhood!

Some of our buyers specifically state that they do not want to live in a neighborhood that has a HOA (homeowner’s association), but many are happy to have a HOA because they say it keeps the neighborhood looking great. With the help of this realtor.com article, let’s look at what a HOA can actually do.

Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. After two life changing experiences with Le Bonheur Hospital, Lauren Cleary, a longtime Oxford resident, wanted to make sure other families were provided both the support and expertise she and her children had received. So, in 2018, the Le Bonheur Kids of North Mississippi organization was founded. It continues to partner directly with Le Bonheur Children's Hospital to ensure all children and their families in the North Mississippi area receive world-class medical care and support.

When you purchased your home or condo, you signed and received a deed showing proof of ownership. The two most common deeds are a warranty deed and a quitclaim deed. A general warranty deed offers the most protection for a new owner, so why would one ever need to get a quitclaim deed?

When most people think of running errands, they think of traffic, long lines, heavy lifting and constant annoyances. One usually doesn’t think of running errands as providing a community service. But that’s exactly WHY Whitney Phillips, owner of Right on Time Errand Services, started her business. She saw a need to lend a helping hand to the busy families, hardworking students and senior citizens of Oxford and Lafayette county.

This month’s Interior Decorator Spotlight is Signature Flooring. Signature Flooring first opened 12 years ago in Olive Branch by 4 best friends: David Waddle, Bubba Stanton, Andy Stanton & Jason “Jake” Gray. They opened the Oxford store 8 years ago and have focused on providing great customer service and a fantastic range of products. We recently spoke with Jake in Oxford to ask him 3 questions:

As the weather gets cooler, the days get shorter and the sights and sounds of SEC football fill our Saturdays, we know Fall has arrived! With the start of Fall, it’s a good idea to prepare your yard for the winter ahead. Here are some great ideas from realtor.com.

We get this question a lot, particularly from first-time home buyers. What exactly IS earnest money and why is it needed? Let us help explain (along with realtor.com)!