How Sellers Can Work with a Low-Ball Offer
A seller’s worst nightmare? Besides not being able to sell their home, another worst-case scenario is a low-ball offer. A low-ball offer can lead to a successful closing, if the seller is willing to negotiate and play their cards right. This realtor.com article gives some insight into some seller options once they receive a low-ball offer.
What is the Standard Down Payment on a House?
We get asked this question a lot – how much do I need to put down on a house? Most people think it’s 20% of a home’s selling price. But this realtor.com article shares that this 20% figure is common, but not set in stone.
Neighborhood Business Highlight: Studio Whimzy
Since 2010, Sarah Kathyrn Dossett has been helping locals, Ole Miss students and visitors use their creative sides to both create art and experience art at her studio, Studio Whimzy. Sarah Kathyrn is a Mississippi native and graduated with a B.F.A. in Printmaking from the University of Mississippi. She recently shared, “I wanted to stay in Mississippi and teach art and that is truly why the studio exists.” And we are so glad she did!
11 Tips for Hiring Quality Movers
Choosing a quality mover is a BIG deal and we’re here to share a few tips. *Thanks to moving.com (part of the realtor.com network).
Neighborhood Business Highlight: Oxsicles
Who knew taking on a new business during Covid would actually bring people together? Elizabeth Speed purchased Oxsicles from Lauren Klimentz right before the pandemic began in 2020. Elizabeth shared, “It was a rocky first popsicle season but I made it work by doing the Oxford Community Farmer's Market, continuing to build my retail locations and hosting neighborhood pop-ups for small outdoor events. This really helped me to get to know more people in town and bring Oxsicles to them in their neighborhoods.” Our neighborhood hosted a “pop-up” during Covid, and it was such a treat to see our neighbors and let our kids (and adults) connect over delicious pops!
Should a Buyer Give an Overlooked House a Chance?
With low inventory and interest rates still high, maybe Buyers should start looking more seriously at those homes sitting on the market or those homes that are needing some love. Everyone wants a turn-key home, but those are few and far between right now. Let’s look at this realtor.com article that sheds some light on purchasing one of these overlooked homes.
Neighborhood Philanthropy: Family Crisis Services of Northwest MS
Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. Family Crisis Services has been providing services free of charge to the community for 31 years. FCS was founded as a Rape Crisis Center in October of 1992 by Georgia Nix Miller. While serving adult victims of sexual assault and violence, Georgia realized that there was also a huge need to help with the unthinkable - child sexual abuse. In the early 2000s, FCS began the process of becoming a Children's Advocacy Center and an accredited center through the National Children's Alliance.
7 Important Things Sellers Forget To Do
It’s time to sell your home. You’ve chosen your Realtor, made a list of small repairs and had them done, had your major appliances checked and serviced, decluttered your home…..but there are some things that Sellers often forget to do. Check out this realtor.com article to learn the 7 important things that Sellers usually forget to do when selling their home.
Neighborhood Business Highlight: Live Well Therapeutic
‘Feeling stressed’ has become the new normal for most of us. Our jobs, our families, our political views, HOUSE HUNTING….the list goes on and on. But how grateful we are to have Live Well Therapeutic as one of our calm, relaxing ‘get aways’ each month! Shireen Mullink, owner and Massage Therapist, has been calming and massaging her clients back to a stress-free life since 2014.
Kick the Bad Vibes Out of your Home
Sometimes bad vides or unwanted memories can linger in a home. It may sound like a scary movie, but whether or not you are a believer, bad vibes can leave an uncomfortable feeling in a home. Thanks to this realtor.com article, here are 7 ways to get rid of those bad vibes in your home.
Neighborhood Business Highlight: Heartbreak Coffee
From roasting and sharing cups of coffee in her backyard to serving coffee out of her VW bus named “Creamy” to a storefront in Water Valley and now Oxford, this coffee roaster extraordinaire, Gretchen Williams, loves sharing the roasting process and making lasting relationships with people (and their dogs) every day!
Most Popular Architectural Styles of Homes
We all have a favorite style of home or a certain “look” to a home that we gravitate more towards, but we may not know what that style is! This realtor.com article breaks down the look of the 9 most popular architectural styles of homes.
Neighborhood Philanthropy: Lovepacks
Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. Lovepacks was started when a local teacher noticed a child’s backpack dripping while walking down the hall. The child had packed unfinished milk cartons into his backpack to take home so he’d have milk at home. This story inspired Mary Leary and Helen Phillips (with the help of school counselor, Linda Vaughn at Bramlett Elementary) to form Lovepacks.
What Is a Realtor?
Realtor, real estate agent, salesperson, broker – there are many names and although there is a lot of overlap in the responsibilities of these roles, there are significant differences. And how do you choose the right Realtor for you? Thanks to this realtor.com article, we can help explain the differences and give you a list of questions you should consider when “shopping around” for your perfect Realtor!
April is Fair Housing Month
Every April, Realtors remember the passage of the Fair Housing Act of 1968. This landmark legislation made it illegal to discriminate in the sale, rental, and financing of housing based on race, color, national origin, and religion. Familial status, disability, and sex, which includes sexual orientation and gender identity, have since been added as protected classes. The Fair Housing Act has helped to promote diversity, inclusion, and equal access to housing for millions of Americans. However, we know that the fight for fair housing is still on-going and there is so much work left to be done.
Neighborhood Business Highlight: Living Foods Wellness Cafe and Juicery
James and Melody Sharp opened Living Foods Wellness Café and Juicery in 2014 after their youngest (at the time) son suffered with gluten sensitivities. After realizing that eating out in Oxford was hard for people with food allergies and special preferences, they decided to take a chance on opening a restaurant that provided a safe place for people with allergies, sensitivities and just personal preferences. And we are so glad they did!
Understanding USDA Loans
USDA loans offer incredible terms and savings for home buyers, including 0% down payments and low interest rates. However, for those who qualify, there is a much more intensive application process. Thanks to this realtor.com article for creating this helpful checklist, which outlines all the things you must have in place to be approved.
Neighborhood Business Highlight: Style Assembly
Kate Newman has been in the retail business since she was 17 years old. She always knew she wanted to open her own clothing store, and after a decade of living in Oxford, she was able to make that dream a reality. Style Assembly opened in August 2021. But that wasn’t enough. Kate wanted to give back, so she was able to land a teaching job at Ole Miss in the IMC (Integrated Marketing Communications) department where she could share her talents and love of retail with other aspiring students. Kate has always believed in paying it forward and we couldn’t agree more. Check out why we think Style Assembly is so fantastic!
Should I Sell My House Now?
With Spring now in full swing, most home owners know it’s normally the best time to put their house on the market. But with interest rates doubled from this time last year, sellers are wondering if they should give up their low mortgages and enter into this stressed housing market. Let’s take a look at this realtor.com article giving both positives and negatives to list your home right now.
Neighborhood Philanthropy: North MS Family Center
Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. Did you know April is Child Abuse Awareness Month? The North Mississippi Family Center is part of the National Exchange Clubs network of Prevention of Child Abuse Centers, which operates in 28 states and in Puerto Rico. It serves North Mississippi families with a variety of services.