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How Much are Mortgage Fees?

When shopping for a home, it’s important to note that the contract price of the home is NOT the actual price that you will pay at closing, if you are getting a mortgage loan. Additional fees and expenses should be discussed and accounted for, in addition to your down payment. The most common mortgage fees also fall under the umbrella of closing costs, those expenses you pay when you close on your house that help facilitate the sale (i.e., the appraisal fee, the title search, and the processing fee). Let’s take a look at this realtor.com article that helps break down these fees.

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Brooke Worthy Brooke Worthy

Telltale Signs You Need a New Air Conditioner

Some problems with an air conditioning unit can be fixed—but in other cases, you're better off replacing the whole thing. Thanks to this realtor.com video for sharing the signs of major trouble.

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Brooke Worthy Brooke Worthy

Let Us MANAGE Your Property!

Let us MANAGE your property! We specialize in 3 month, 6 month and 12 month rentals. Contact Meredith Killens, our property manager, today to learn more and EXPERIENCE the Neighborhood Realty difference.

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Brooke Worthy Brooke Worthy

Sellers: Neighbors Who Can Block Your Sale

In a perfect world, nothing external could affect your home’s value. As long as you’ve taken care of your home and have it in tip-top shape, you should have no problem selling, right? Just don’t forget about the neighbors. Here are 3 common types of difficult neighbors—and advice for handling them when your house is on the market.

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Brooke Worthy Brooke Worthy

Neighborhood Business Highlight: Good Day Cafe

If there’s one thing Oxford is known for, it's the wide-range of small businesses that dish out some of the best plates you’ve ever had, and Good Day Cafe is no exception to that trend. Co-Owners Ross, Joseph, and Executive Chef Patrick have had their doors open since September of 2022 and have been booming in business ever since.

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Brooke Worthy Brooke Worthy

7 Tips for First-Time Homebuyers this Spring

With Spring in full bloom, it’s the kickoff to the busy housing market. Thanks to this realtor.com article, let’s discuss the top 7 tips for first-time homebuyers to navigate this busy season.

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Brooke Worthy Brooke Worthy

Neighborhood Philanthropy: LOFT

Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. Lafayette Oxford Foundation for Tomorrow, better known as LOFT, serves our community by helping improve and invest in the well-being of the community by supporting the arts and cultural, civic, educational, health and human services, and municipal activities that improve the quality of life for all Lafayette County and Oxford residents.

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Brooke Worthy Brooke Worthy

6 Essential Home Maintenance Tasks To Do ASAP

It’s finally SPRING! With the start of Spring, we welcome longer hours of sun, warmer weather and, yes, home maintenance tasks! Here are the top 6 this realtor.com article suggests doing ASAP.

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Brooke Worthy Brooke Worthy

Neighborhood Philanthropy: Visit Oxford

Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. The City of Oxford’s Tourism Council was created to increase and promote economic development in the community as well as cultivate a strong cultural life in Oxford. Visit Oxford does so much for our community, including planning, promoting and working the Double Decker Arts Festival. That’s why we chose to highlight them this month!

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Brooke Worthy Brooke Worthy

Let Us MANAGE Your Property!

Let us MANAGE your property! We specialize in 3 month, 6 month and 12 month rentals. Contact Meredith Killens, our property manager, today to learn more and EXPERIENCE the Neighborhood Realty difference.

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Brooke Worthy Brooke Worthy

Double Decker Arts Festival 2024

It’s Double Decker Arts Festival time and we thought our monthly highlight should focus on this incredible festival! We could not be any more excited that it’s happening this month, April 26-27, on the Oxford Square! A HUGE THANK YOU to the Team at Visit Oxford for putting this on each year! We love both sponsoring and attending each year!

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Brooke Worthy Brooke Worthy

Tax Deductions for Landlords

Own rental property? With the 2017 Tax Cuts and Jobs Act in place until January 2026, there are many deductions that rental property owners can claim. Check out this realtor.com article for more information.

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Brooke Worthy Brooke Worthy

Tax Deductions for Renters?

With tax season in full swing, we wanted to take a moment to mention some tax deductions for renters. Historically, homeowners have mainly benefitted from tax deductions, but there are some tax deductions for renters. Read more about these possible deductions in this realtor.com article.

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Brooke Worthy Brooke Worthy

April is Fair Housing Month

Every April, Realtors remember the passage of the Fair Housing Act of 1968. This landmark legislation made it illegal to discriminate in the sale, rental, and financing of housing based on race, color, national origin, and religion. Familial status, disability, and sex, which includes sexual orientation and gender identity, have since been added as protected classes. The Fair Housing Act has helped to promote diversity, inclusion, and equal access to housing for millions of Americans. However, we know that the fight for fair housing is still on-going and there is so much work left to be done.

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Brooke Worthy Brooke Worthy

6 Tax Benefits to Owning a Home

Tax season is upon us! The due date to file is April 15, 2024 for your 2023 taxes. Let’s take a look at this realtor.com article that breaks down all the tax breaks homeowners should be aware of when they file their taxes this year.

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Brooke Worthy Brooke Worthy

National Cleaning Week 2024

Did you know 95% of American households engage in some form of spring cleaning? Spring Cleaning is a time-honored American household tradition promoting a boosted mood, better focus and overall relaxation. Each year, starting on the fourth Sunday of March, the American Cleaning Institute (ACI) celebrates the annual tradition of spring cleaning.

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Brooke Worthy Brooke Worthy

Neighborhood Business Highlight: Olive Juice Gifts & OJK-A Children’s Boutique

While a Senior at Ole Miss, Erin Young had the opportunity of a lifetime, to open her own business, Olive Juice Gifts on the Oxford Square. After a successful 10 years in the gift shop business, her marriage to Council Young and their first baby girl, they decided in 2021 to open OJK, A Children’s Boutique. They are happily married and now co-owners of OJK. As Erin shared, “This was not a planned venture, but it has been the best and most exciting challenge that we didn't know we needed.”

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Brooke Worthy Brooke Worthy

Neighborhood Philanthropy: 21st Annual Oxford Film Festival

Oxford is host to some wonderful non-profit organizations that provide for our community in so many ways. We want to provide a glimpse of these organizations each month. The Oxford Film Festival is set to host the 21st annual festival this week, March 21st-24th. In 2008, the Oxford Film Festival became an independent non-profit organization with 501c3 status committed to celebrating the art of independent cinema, and we are happy to highlight them this month!

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