Common Insurance Mistakes

Guest blogger Kyle Killens with Goosehead Insurance gives us insight into common insurance mistakes consumers make.

Common Mistakes Oxford Homeowners Should Avoid

Some preventable decisions can complicate claims. Consider avoiding the following:

• Waiting too long to report damage  

• Discarding damaged property before documentation  

• Failing to limit additional damage  

• Filing claims that fall below the deductible  

• Signing repair agreements without review  

When uncertain, asking questions first can save time and frustration.

Be Aware of Contractor and Storm Related Scams

After significant weather events in North Mississippi, homeowners may encounter aggressive repair solicitations. Protect yourself by watching for:

• Door to door contractor pressure  

• Requests to sign documents immediately  

• Unclear or confusing agreements  

• Large upfront payment demands  

Working with trusted local professionals and verifying credentials is always recommended.

Final Thoughts

Claims situations are rarely convenient and often stressful. Having guidance and clear communication can make the experience much easier to navigate. Filing a homeowner’s insurance claim in Oxford does not have to be confusing. Preparation, documentation, and early communication can significantly improve the experience. Your home is one of your most important investments, and understanding the process helps protect it. If you have questions about your coverage or the claims process before an issue arises, having that conversation early provides clarity and confidence when it matters most. Taking a proactive approach today can make all the difference tomorrow.